Anshul Gupta

Anshul started his loss adjusting career in 2002 after completing his education as a Chartered Accountant. Since then, he has earned a trust of the Indian Insurance industry. In his career of last 20 years, he has served an Loss Adjuster in all major lines of General Insurance industry.

Case Study 1/5:

Policy Type : Industrial All Risk Insurance Policy
Nature of Loss : Flood damages in a chemical a Power Plant and consequential Business Interruption contents, etc. including consequential business interruption
MD Claim : USD 6.1 Million
BI Claim : USD 4.8 Million
MD Adjustment : USD 2.8 Million
BI Adjustment : USD 5.4 Million

Case Study 2/5:

Policy Type : Standard Fire & Special Perils
Nature of Loss : Fire damages to Building, Stocks, P&M, FFF and other contents at Polyester Yarn Manufacturing unit
Claim : USD 4.6 Million
Adjustment : USD 2.3 Million

Case Study 3/5:

Policy Type : Industrial All Risk Insurance Policy
Nature of Loss : Damages due to explosion in a chemical plant causing loss to plant & machinery, stocks, building and consequential Business Interruption
MD Claim : USD 1.2 Million
BI Claim : USD 1.8 Million
MD Adjustment : USD 80,000

Case Study 4/5:

Policy Type : Fire Insurance Policy
Nature of Loss : Damages to Insured Stocks of Building Materials, General Hardware, Electrical / It Products / Fire & Safety Products, and Contents due to Water Inundation.
MD Claim : USD 190,000 (OMR 73,000)
MD Adjustment : USD 113,000 (OMR 43,000)

Case Study 5/5:

Policy Type: Property All Risk Insurance Policy
Nature of Loss : The failure of waterproofing led to water leakage/seepage, causing damages to the various parts of the building.
MD Claim : USD 2.25 Million (AED 8.2 Million)
MD Adjustment : NIL